Carol A. Walker, author, motivational speaker and Founder of the Financial Fitness Centers, the Financial Freedom Foundation, & cofounder of PayAccel, spent much of her career in the insurance and real estate industries where she built two multimillion-dollar companies and was honored with the industries' highest awards. Believing that financial fitness would be more important in the current economic climate of the 90's than physical fitness was in the 1980's, she established a company specializing in debt counseling and budget training and has overseen the evolution of her company into the Carol Walker Financial Fitness Program.

Carol shares her vast expertise through audio coaching sessions, speaking at conferences and at times offering individual coaching to our members.  Her wealth of knowledge and experience is unsurpassed in our industry.

When Carol told her story in the 1977 book, How to Succeed in Business Without Being a Man, she gave hope to women around the country who felt trapped and discouraged by a perceived lack of opportunity. She was breaking new ground and insurance industry records in the 1960's, against all odds and before the women's movement had made significant inroads into the world of business. She carried her successful attitudes and techniques into the commercial real estate industry in the 70's and built a second flourishing company in Salt Lake City. In 1988, she began the business of helping others free themselves from debt.

WAKE UP AMERICA: Regain Your American Heritage - Become Financially Fit Through Debt Elimination, co-authored with John Rivera, Ph.D. published in 1997, contains not only the shocking facts about our credit and debt crisis, but easy to follow advice for becoming "Financially Fit".

Her Financial Fitness Centers offer a progressive curriculum of financial training and personal counseling aided by a unique personal computer program designed to inform, encourage, and motivate clients to unload excessive financial baggage. The majority of Fitness Center clients are on the fast track to paying off all consumer debt, automobile loans, and 30-year home mortgages in five to ten years, without increasing their income.

Among many other awards and honors, Mrs. Walker was recognized in 1990 as the National Outstanding Business Woman of the Year by the Institute for Constitutional Education, headquartered in Washington, D.C. She also received the 1989-90 Award for Excellence in Consumer Education from the Money School of Boston and was commissioned a Kentucky Colonel by the Governor of Kentucky in 1990. She has been named honorary citizen by the Mayors of New York City, Providence, Portland, Baltimore, Washington D.C., Alexandria, Nashville, Knoxville, Miami, St. Petersburg, Panama City, Fort Lauderdale, New Orleans, Indianapolis, Fort Wayne, Kansas City, Topeka, Tucson, Denver and Salt Lake City. She was a nominee for the 1994 Horatio Alger Award.

Mrs. Walker was the first female member of the Utah Million Dollar Club, having sold over 1 million dollars in life insurance in one year. She has received many awards and honors, including the National Sales Achievement and National Quality Awards from the National Association of Life Underwriters. Soon after entering commercial and investment real estate, she earned top real estate sales awards within the industry.

Mrs. Walker served as Chairman of the Vocational Advisory Committee of Utah Technical College, as PTA President for a Salt Lake City School District, and as a board member of Junior Achievement, Utah's General Agents & Managers Association, Development Workshops for the Handicapped, and as President of Sales & Marketing Executives of Utah.

Mrs. Walker has also written for or been featured in such publications as Idaho East Magazine, The Deseret News, The Woman's Advocate, The Executive Woman, The Ensign, The Adviser, and Woman's World Magazine. She appears on radio and television talk programs and especially enjoys addressing gatherings where she has the opportunity to meet with audience members individually. Her greatest satisfaction is when achievers call or write months later to report significant improvements in their lives, business, or careers, as a result of attending her presentations.

She has been featured in news programs such as ABC News in Washington, D.C., and CBS News, Idaho Falls, Idaho. As well as being featured on the Christian Broadcast Network. She also was a frequent guest on a weekly radio segment, Hotline in Washington, D.C., with Jack Anderson, also of Money in the Morning in San Diego, California. Mrs. Walker was a keynote speaker of International Platform Association (IPA) in Washington, D.C.

If you would like to schedule an appearance with Carol Walker, please contact us.